A PayWithMobile© transaction is the one which does not require the transaction initiator to use a Physical card when he/she wants to pay for goods and/or services at a merchant shop. However, in order to make payment at the merchant shop, a token must be generated. Once a token has been generated, the token can be used on any of Interswitch authorized channels. From MMO, authorization authorization is done against VSP Platform. The latter part of this document shows the request and response required for this authorization.

Below is the transaction flow for a purchase transaction on a POS