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{"id":2271,"date":"2017-12-18T09:52:53","date_gmt":"2017-12-18T09:52:53","guid":{"rendered":"http:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/interswitch-lending-service-providers\/credit-customer\/"},"modified":"2021-04-06T11:54:11","modified_gmt":"2021-04-06T11:54:11","slug":"credit-customer","status":"publish","type":"docs","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/providers\/credit-customer\/","title":{"rendered":"Credit Customer"},"content":{"rendered":"\n

This endpoint is provisioned for providers to use when they want to credit the user’s account for the loan amount. Service will fire a fund transfer advice request to Quickteller with the configured details of the Provider.<\/p>\n\n\n\n

Request Message description<\/h4>\n\n\n\n
Field#<\/th>Field name<\/th>Data type<\/th>Max length<\/th>Required<\/th>Description<\/th><\/tr><\/thead>
1<\/td>customerId<\/td>String<\/td>50<\/td>true<\/td>The Email or Mobile Number of the User to the credited.<\/td><\/tr>
2<\/td>loanId<\/td>String<\/td>50<\/td>true<\/td>The Id of the loan for which this credit request is made.<\/td><\/tr>
3<\/td>amount<\/td>Long<\/td>
<\/td>
true<\/td>The Amount to be credited to the user’s account. (This is in lower denomination KOBO)<\/td><\/tr>
4<\/td>providerCode<\/td>String<\/td>50<\/td>true<\/td>The Code of the provider from which this request is coming from.<\/td><\/tr>
5<\/td>currencyCode<\/td>Numeric String<\/td>3<\/td>false<\/td>ISO 4217 standard currency code. Default to 566<\/td><\/tr>
6<\/td>transactionId<\/td>Numeric String<\/td>
<\/td>
false<\/td>The Identifier for this transaction that can be used for Requery in later time.<\/td><\/tr>
7<\/td>qtTerminalId<\/td>String<\/td>
<\/td>
false<\/td>The quickteller terminalId to be used.<\/td><\/tr>
8<\/td>loanReferenceId<\/td>String<\/td>50<\/td>true<\/td>A unique identifier assigned to the loan from the Lending Service. It should be the same loan reference id that was sent to the provider in the AcceptOffer request body.<\/td><\/tr><\/tbody><\/table>\n\n\n\n

<\/a>Endpoint<\/h4>\n\n\n\n

POST \/loans\/{ loanId }\/fund <\/code><\/p>\n\n\n\n

<\/a>Headers<\/h4>\n\n\n\n

Authorization: Bearer {{token}}<\/code> <\/p>\n\n\n\n

<\/a>Sample Request<\/h4>\n\n\n\n

{
\"customerId\": \"2348123456789\",
\"loanId\": \"01238797\",
\"amount\": 1250000, \/\/ One thousand, Two hundred and Fifty Naira only.
\"providerCode\": \"ABCREDIT\",
\"currencyCode\": \"566\",
\"transactionId\": \"198988747587875\",
\"qtTerminalId\" : \"3PBL\",
\"loanReferenceId\":\"ABC1234568903456785937382894\"
}<\/code><\/p>\n\n\n\n

<\/a>Response Message\u00a0 field description<\/h4>\n\n\n\n
Field#<\/th>Field name<\/th>Data type<\/th>Max length<\/th>Required<\/th>Description<\/th><\/tr><\/thead>
1<\/td>responseCode<\/td>Numeric String<\/td>5<\/td>true<\/td>The code representing the status of the processing of this request<\/td><\/tr>
2<\/td>responseMessage<\/td>String<\/td>255<\/td>true<\/td>The description of the responseCode.<\/td><\/tr>
3<\/td>transactionRef<\/td>String<\/td>50<\/td>true<\/td>The Quickteller Transaction Reference for the transfer request.<\/td><\/tr>
4<\/td>transactionId<\/td>Numeric String<\/td>
<\/td>

<\/td>
The Identifier for this transaction. This will be requery of this transaction.<\/td><\/tr><\/tbody><\/table>\n\n\n\n

<\/h4>\n\n\n\n

<\/a>Sample Response (success)<\/h4>\n\n\n\n

{
\"responseCode\" : \"00\",
\"responseMessage\" : \"Transaction Successful\",
\"transactionRef\" : \"UBN|WEB|ILS|20170501091282|01238797\",
\"transactionId\": \"198988747587875\"
}<\/code><\/p>\n\n\n\n

<\/a>Sample Response (failure)<\/h4>\n\n\n\n

{
\"responseCode\" : \"96\",
\"responseMessage\" : \"Issuer or Switch Inoperative.\"
} <\/code><\/p>\n","protected":false},"author":169,"featured_media":0,"parent":2270,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"spay_email":""},"doc_tag":[],"_links":{"self":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2271"}],"collection":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/users\/169"}],"replies":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/comments?post=2271"}],"version-history":[{"count":2,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2271\/revisions"}],"predecessor-version":[{"id":3776,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2271\/revisions\/3776"}],"up":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2270"}],"next":[{"title":"Do Funds Transfer","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/providers\/do-funds-transfer\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2273"}],"prev":[{"title":"Introduction","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/providers\/introduction\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3271"}],"wp:attachment":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/media?parent=2271"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/doc_tag?post=2271"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}