<\/a>Request Message description<\/h3>\n\n\n\n\n\n\n\n\n\n

Field<\/strong>\n\n#<\/strong><\/td>\n	Field name<\/strong><\/td>\n	Data type<\/strong><\/td>\n	Max length<\/strong><\/td>\n	Required<\/strong><\/td>\n	Description<\/strong><\/td>\n<\/tr>\n<\/thead>\n
1<\/td>\n	customerId<\/td>\n	String<\/td>\n	\u00a050<\/td>\n	true<\/td>\n	The Email or Mobile Number of the User who is accepting this offer.<\/td>\n<\/tr>\n
2<\/td>\n	channelCode<\/td>\n	String<\/td>\n	\u00a050<\/td>\n	true<\/td>\n	The Code of the Channel from which request is coming from.<\/td>\n<\/tr>\n
3<\/td>\n	amount<\/td>\n	Long<\/td>\n	<\/td>\n	false<\/td>\n	The Amount of Loan that the Customer wish to take. This can be used to determine the offers that will be returned.<\/td>\n<\/tr>\n
4<\/td>\n	currentLoanStatus<\/td>\n	Boolean<\/td>\n	<\/td>\n	\u00a0true<\/td>\n	A Status stating whether the Customer has a current loan in service or not.<\/td>\n<\/tr>\n
5<\/td>\n	hashedCustomerId<\/td>\n	String<\/td>\n	100<\/td>\n	true<\/td>\n	The hashed value of the customer Id, which can be used to retrieved customer data.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/a>Endpoint<\/h3>\n\n\n\n GET \/endpoint goes here. The Provider is expected to provide this and configured on the ILS Platform.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/a>Headers<\/h3>\n\n\n\n As a Lender, please note that it is expected you have a basic authentication for each API spec\u00a0 A sample screen shot is shown below.\n\n \n <\/figure>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/a>Sample Request<\/h3>\nSample request<\/strong>\n\n\n\n {\n\n“customerId”: “2348123456789”,\n\n“channelCode”: “FBNILS”,\n\n“amount”: “100000”, \/\/One thousand naira only\n\n“currentLoanStatus”: “True”,\n\n“hashedCustomerId”: “DBA29C79EED1E6AC388E03AD77E4C748AA87EEC3”\n\n}<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/a>Response Message\u00a0 field description<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n Field<\/strong>\n\n#<\/strong><\/td>\n Field name<\/strong><\/td>\n Data type<\/strong><\/td>\n Max length<\/strong><\/td>\n Required<\/strong><\/td>\n Description<\/strong><\/td>\n<\/tr>\n<\/thead>\n 1<\/td>\n responseCode<\/td>\n Numeric String<\/td>\n \u00a05<\/td>\n true<\/td>\n The Code representing the status of the processing of the request. It shows whether the request to accept the offer is allowed or not.<\/td>\n<\/tr>\n 2<\/td>\n responseMessage<\/td>\n String<\/td>\n \u00a0255<\/td>\n true<\/td>\n The Description of the Response Code from above.<\/td>\n<\/tr>\n 3<\/td>\n offers<\/td>\n Array<\/td>\n <\/td>\n true<\/td>\n Arrays of Offers that the provider has for the user.<\/td>\n<\/tr>\n 3a<\/td>\n offerId<\/td>\n Numeric String<\/td>\n 50<\/td>\n True<\/td>\n The id representing this offer from the provider.<\/td>\n<\/tr>\n 3b<\/td>\n amountOffered<\/td>\n Long<\/td>\n <\/td>\n True<\/td>\n The Amount of this loan offer<\/td>\n<\/tr>\n 3c<\/td>\n interest<\/td>\n Numeric String<\/td>\n 3<\/td>\n True<\/td>\n The interest in percentage attached to the loan<\/td>\n<\/tr>\n 3d<\/td>\n amountPayable<\/td>\n Long<\/td>\n <\/td>\n True<\/td>\n The Amount expected to be paid by the User for the loan.<\/td>\n<\/tr>\n 3e<\/td>\n fees<\/td>\n Array<\/td>\n <\/td>\n False<\/td>\n The Array of fees that are attached to the loan.<\/td>\n<\/tr>\n 3ei<\/td>\n name<\/td>\n String<\/td>\n 50<\/td>\n true<\/td>\n The name of the fees.<\/td>\n<\/tr>\n 3eii<\/td>\n amount<\/td>\n Long<\/td>\n <\/td>\n true<\/td>\n The amount for the fees<\/td>\n<\/tr>\n 3f<\/td>\n tenure<\/td>\n Numeric String<\/td>\n <\/td>\n true<\/td>\n The Time duration of this loan after which the user is expected to pay back the\u00a0amountPayable<\/em>\u00a0<\/em>(in days)<\/td>\n<\/tr>\n 3g<\/td>\n terms<\/td>\n String<\/td>\n 100<\/td>\n True<\/td>\n The Terms and Conditions attached to the loan offer.<\/td>\n<\/tr>\n 3h<\/td>\n expiryDate<\/td>\n Date Time (UTC)<\/td>\n <\/td>\n True<\/td>\n The Date\/Time at which this loan offer expires and become invalid.<\/td>\n<\/tr>\n 3i<\/td>\n currency<\/td>\n Numeric String<\/td>\n 3<\/td>\n True<\/td>\n The Currency of the Amount offered.<\/td>\n<\/tr>\n 3j<\/td>\n isPartPaymentAllowed<\/td>\n Boolean<\/td>\n <\/td>\n True<\/td>\n A Boolean depicting whether the Customer is allowed to make part-payment to serve the loan.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/a>Sample Response (success)<\/h3>\n\n\n\n {\n\n“responseCode”:\u00a0“00”,\n\n“responseMessage”:\u00a0“Successful”,\n\n“offers”: [\n\n{\n\n“offerId”:\u00a0“ABCREDIT0001”,\n\n“amountOffered”:\u00a0“1000.00”,\n\ninterest””:\u00a0“10”,\n\n“amountPayable”:\u00a0“1100.00”,\n\n“fees”: [{\n\n“name”:\u00a0“Tax”,\n\n“amount”:\u00a0“1.00”\n\n}],\n\n“tenure”:\u00a0“30”,\n\n“terms”:\u00a0“Please read the terms and conditions on\u00a0https:\/\/onefi.com\/terms”<\/a>,\n\n“expiryDate”:\u00a0“2017-06-12T11:46:15Z”,\n\n“currency”:\u00a0“566”\n\n},\n\n{\n\n“offerId”:\u00a0“0002”,\n\n“amountOffered”:\u00a0“10000.00”,\n\ninterest””:\u00a0“12.5”,\n\n“amountPayable”:\u00a0“12500.00”,\n\n“fees”: [{\n\n“name”:\u00a0“Tax”,\n\n“amount”:\u00a0“10.00”\n\n}],\n\n“tenure”:\u00a0“60”,\n\n“terms”:\u00a0“Loanee are expected to have served the loan at the tenure end. Any defaulters of this will likely not be given any loan offer from here or other credit company.”,\n\n“expiryDate”:\u00a0“2017-06-12T11:46:15Z”,\n\n“currency”:\u00a0“566”\n\n}\n\n]\n\n}<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/a>Sample Response (failure)<\/h3>\n\n\n\n {\n\n“responseCode”:\u00a0“3001”,\n\n“responseMessage”:\u00a0“Sorry, we have no loan offers for this customer.”\n\n}<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/a><\/h2>","protected":false},"author":169,"featured_media":0,"parent":2297,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"spay_email":""},"doc_tag":[],"_links":{"self":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2300"}],"collection":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/users\/169"}],"replies":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/comments?post=2300"}],"version-history":[{"count":5,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2300\/revisions"}],"predecessor-version":[{"id":4335,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2300\/revisions\/4335"}],"up":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2297"}],"next":[{"title":"Get Merchant Offer","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/ils-to-providers\/get-merchant-offer\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2930"}],"prev":[{"title":"Get Loan Status","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/ils-to-providers\/get-loan-status\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2298"}],"wp:attachment":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/media?parent=2300"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/doc_tag?post=2300"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}