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{"id":3497,"date":"2020-12-14T09:17:45","date_gmt":"2020-12-14T09:17:45","guid":{"rendered":"http:\/\/sandbox.interswitchng.com\/docbase\/docs\/interswitch-payment-gateway\/basic-purchase-visa-card\/authorize-visa-cardinal-transaction-to-complete-payment\/"},"modified":"2020-12-14T09:20:11","modified_gmt":"2020-12-14T09:20:11","slug":"authorize-visa-cardinal-transaction-to-complete-payment","status":"publish","type":"docs","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/interswitch-payment-gateway\/basic-purchase-visa-card\/authorize-visa-cardinal-transaction-to-complete-payment\/","title":{"rendered":"Authorize VISA\/Cardinal Transaction to Complete payment"},"content":{"rendered":"\n

Authorize Cardinal to complete payment<\/h3>\n\n\n\n

To authorize a transaction using cardinal (i.e resonseCode = S0), create an html page that has a form that submits on page load with the value of ACSUrl from the response as the action of the form.<\/p>\n\n\n\n

<body onload ='form1.submit()'>\n<!-- NOTE: ACSUrl, TermUrl, MD and PaReq should be replaced with their corresponding values.\n\te.g ACSUrl = \"https:\/\/testcustomer34.cardinalcommerce.com\/V3DSStart?osb=visa-3&VAA=B\"\n\t\tTermUrl = \"https:\/\/sandbox.interswitchng.com\/collections\/api\/v1\/pay\/cardinalCallBack\"\n\t\tMD = \"66603\"\n\t\tPaReq = \"eNpVUttu4jAQffdXoH5AbOeCtGhqKQVp2+2GpmlL9zU4s2AgTuo4Bf6+doBe3uacuficGcPz2iDOnlD2BgVk2HXlCkequr7Knv\n LN\/c0ivD+ufvHssciwZVcC8rTANwHvaDrVaMEDFoRAL5C4EUauS20FlPLt5m4u4jiOogjoGRKo0dzNBA+jOBkDPSECuqxRpBXaXm+UGqVbpSs\n EOtAEZNNra44iGbuWCyDQm51YW9tOKN3jsi2PgdLWSdkrK9d6Fcimpo6tlEFpaYV1A9T3EKBfOvPeR52zf1CVeF7MH8utnS42f\/7iq0yyF168\n bPlOztJroL6CQFVaFCHjY5aE0YjzScInPAY68ATK2gsU89\/zUchYwJgzf6IItP6x9IRc0ue+U85pbwxqebF6QQTw0DYafRvQz9gZ+ZI\/vfVLl\n 9btM5\/pij10u+Vh+v\/233IfcrnPZVE0\/g5DxTBQuS06FfEwUQ0rpX4KPV+Znj+Ei358lA9Mdboe\"\n-->\n<form id=\"form1\" action=ACSUrl method=\"post\">\n\t<input name=\"TermUrl\" value=TermUrl>\n\t<input name=\"MD\" value=MD>\n\t<input name=\"PaReq\" value=PaReq>\n<\/form>\n<\/pre>\n\n\n\n

This form opens the Visa cardinal authorization page, where the user can enter their Visa Card iPin\/Password and Submit, On Submit done, make the final request to complete the transaction calling the end point below<\/p>\n\n\n\n

POST \/api\/v3\/purchases\/otps\/auths<\/pre>\n\n\n\n
Sample Request<\/strong><\/h5>\n\n\n\n
{\n    \"paymentId\":\"66603\",                                                   \/\/ Payment Identifier.\n    \"transactionId\":\"MSPjKBV2Kyg91MQRMep0\",                                \/\/ Transaction unique identifier.\n    \"eciFlag\":\"07\"                                                         \/\/ The Electronic Commerce Indicator (ECI) Flag e.g Visa:05: Issuer Liability, \n                                                                           \/\/ 06: Issuer Liability, 07: Merchant Liability.\n}\n<\/pre>\n\n\n\n
Sample Response (success)<\/strong><\/h5>\n\n\n\n

After the payment request has been sent, the expected successful payment response is similar to this.<\/p>\n\n\n\n

{\n\t\"transactionIdentifier\": \"GTB|WEB|VNA|23-05-2016|66603|999591\", \/\/ Transaction unique identifier.\n\t\"token\": \"5123453847245380\",\t                                \/\/ Card Number or Token.\n\t\"tokenExpiryDate\": \"2004\",                                      \/\/ Card or Token expiry date in YYMM format.\n\t\"panLast4Digits\": \"0002\",                                       \/\/ Last for digit of payment instrument.\n \t\"amount\": \"200.00\",                                             \/\/ Amount in Naira.\n  \t\"transactionRef\": \"ESBDEV10003\",                                \/\/ Unique transaction reference number.\n  \t\"message\": \"Approved by Financial Institution\"                  \/\/ Response message.\n}<\/pre>\n\n\n\n
Sample Response (failure)<\/strong><\/h5>\n\n\n\n

After the payment request has been sent, if there is any error during the request processing, expected failure response is similar to this.<\/p>\n\n\n\n

{\n  \"errors\": [\n    {\n      \"code\": \"Z5\",                                        \/\/ Error code.\n      \"message\": \"PAYMENT_ALREADY_PROCESSED\"               \/\/ Error message.\n    }\n  ],\n  \"paymentId\": \"66603\"                                     \/\/ Transaction unique identifier.\n}\n<\/pre>\n","protected":false},"author":169,"featured_media":0,"parent":2435,"menu_order":1,"comment_status":"open","ping_status":"closed","template":"","meta":{"spay_email":""},"doc_tag":[],"_links":{"self":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3497"}],"collection":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/users\/169"}],"replies":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/comments?post=3497"}],"version-history":[{"count":1,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3497\/revisions"}],"predecessor-version":[{"id":3499,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3497\/revisions\/3499"}],"up":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2435"}],"prev":[{"title":"Payment with Card (VISA Transactions)","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/interswitch-payment-gateway\/basic-purchase-visa-card\/payment-with-card-visa-transactions\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/1335"}],"wp:attachment":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/media?parent=3497"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/doc_tag?post=3497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}