This end-point gets an individual credit report from credit bureau.<\/p>\n\n\n\n

Request URL: {{baseurl}}<\/strong> \/credit-report <\/p><\/blockquote>\n\n\n\n

<\/p>\n\n\n\n

Request Body<\/strong><\/p>\n\n\n\n

<\/p>\n\n\n\n

SN<\/td>	Field Name<\/td>	Data Type<\/td>	Max Length<\/td>	Required<\/td>	Description<\/td><\/tr>
1<\/td>	phoneNo<\/td>	String<\/td>	15<\/td>	No<\/td>	The phone number tied to account of the individual whose score you seek. This field is required if the bvn is not available<\/td><\/tr>
2<\/td>	bvn<\/td>	String<\/td>	11<\/td>	No<\/td>	The bank verification number for the individual whose score you seek. This field is required if the phone number tied to the account of this individual is not available<\/td><\/tr>
<\/td>	<\/td>	<\/td>	<\/td>	<\/td>	<\/td><\/tr><\/tbody><\/table>\n\n\n\n <\/p>\n\n\n\n Request Header<\/strong><\/p>\n\n\n\n HTTP Verb:<\/strong> POST<\/p> Authentication:<\/strong> Bearer Token <\/p> Content-Type<\/strong>: application\/json <\/p><\/blockquote>\n\n\n\n <\/p>\n\n\n\n Sample Request<\/strong><\/p>\n\n\n\n Sample Request: {<\/code> \"phoneNo\"<\/code> : \"2348123456789\",<\/code> \"bvn\"<\/code> : \"12345678912\"<\/code> }<\/code> <\/p><\/blockquote>\n\n\n\n Sample Response (success)<\/strong><\/p>\n\n\n\n Response:{<\/code> \"phoneNo\": null,<\/code> \"bvn\": \"20000091512\",<\/code> \"creditReport\": \"SmartScoreResponse<\/code> {success='true',<\/code> errors=[],<\/code> retroDate=Wed Jun 17 13:44:28 UTC 2020,<\/code> enquiryDate=Tue Jun 16 23:00:00 UTC 2020,<\/code> positiveScoreFactorCount=0, <\/code> negativeScoreFactorCount=0,<\/code> scoreModel='Consumer',<\/code> scoreType='Generic',<\/code> enquiryLoanAmount=0,<\/code> statusCode=200, message='',<\/code> smartScoreResults=[SmartScoreResult{<\/code> name='Mfom Doe Eku', smartScores=[SmartScore{<\/code> type='null', populationSegment='null', score=54,   <\/code> negativeScoreFactors=null, positiveScoreFactors=null}],<\/code> accountOwnerRegistryID='711123472950010065'}]<\/code> }\"<\/code> }<\/code> <\/p><\/blockquote>\n","protected":false},"author":169,"featured_media":0,"parent":3580,"menu_order":1,"comment_status":"open","ping_status":"closed","template":"","meta":{"spay_email":""},"doc_tag":[],"_links":{"self":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3599"}],"collection":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/users\/169"}],"replies":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/comments?post=3599"}],"version-history":[{"count":5,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3599\/revisions"}],"predecessor-version":[{"id":4308,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3599\/revisions\/4308"}],"up":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3580"}],"prev":[{"title":"Credit Score API","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/interswitch-data-service\/credit-bureau-crs\/credit-score-api\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3589"}],"wp:attachment":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/media?parent=3599"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/doc_tag?post=3599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}