This endpoint is to get offers available to a user\/customer from a specified Credit Company (Provider \/ Lender). <\/p>\n\n\n\n

Request Message Description<\/h4>\n\n\n\n

Field#<\/th>	Field name<\/th>	Data type<\/th>	Max length<\/th>	Required<\/th>	Description<\/th><\/tr><\/thead>
1<\/td>	customerId<\/td>	String<\/td>	<\/td>	true<\/td>	The Email or Mobile Number of the Customer for which offers are been requested.<\/td><\/tr>
2<\/td>	channelCode<\/td>	String<\/td>	<\/td>	true<\/td>	The Code of the Channel from which this request is originating.<\/td><\/tr>
5<\/td>	amount<\/td>	Numeric String<\/td>	<\/td>	false<\/td>	The Amount of Loan that the customer wishes to take (in Kobo).<\/td><\/tr>
6<\/td>	serviceType<\/td>	String<\/td>	<\/td>	false<\/td>	The service type code<\/td><\/tr>
7<\/td>	bvn<\/td>	String<\/td>	<\/td>	false<\/td>	Customer’s bank verification number<\/td><\/tr>
8<\/td>	dateOfBirth<\/td>	String<\/td>	<\/td>	ture<\/td>	Customer’s date of birth in the format yyyy-MM-dd<\/td><\/tr><\/tbody><\/table>\n\n\n\n <\/p>\n\n\n\n Endpoint<\/strong><\/h4>\n\n\n\n GET \/v3\/offers?customerId={customerId}&channelCode={channelCode}&providerCode={providerCode}&amount={amount}&serviceType={serviceType}&bvn={bvn}&dateOfBirth={dateOfBirth} <\/code><\/p>\n\n\n\n <\/p>\n\n\n\n Headers<\/strong><\/h4>\n\n\n\n Authorization: Bearer {{token}} <\/code><\/p>\n\n\n\n <\/h5>\n\n\n\n Sample Request<\/h4>\n\n\n\n \/v3\/offers?customerId=2348123456789&channelCode=0002&providerCode=ABCREDIT&amount=5000000&serviceType=LOAN&bvn=11111111111&dateOfBirth=1960-10-01 <\/code><\/p>\n\n\n\n <\/p>\n\n\n\n Response Message\u00a0 field description<\/h4>\n\n\n\n Field#<\/th> Field name<\/th> Description<\/th><\/tr><\/thead> 1<\/td> responseCode<\/td> The Code representing the result of the request processing.<\/td><\/tr> 2<\/td> responseMessage<\/td> The Description of the responseCode.<\/td><\/tr> 4<\/td> offers<\/td> Arrays of the available offers.<\/td><\/tr> 4a.<\/td> offerId<\/td> <\/td><\/tr> 4b.<\/td> amountOffered<\/td> The Amount which the Credit Company is ready to loan the customer\/user.<\/td><\/tr> 4c.<\/td> interest<\/td> The Interest Percentage that applies to the loan.<\/td><\/tr> 4d.<\/td> amountPayable<\/td> The Compound Interest which is to be paid by the Customer at the end of the loan tenure.<\/td><\/tr> 4e.<\/td> fees<\/td> Array of the many fees that applied with the offer.<\/td><\/tr> 4f.<\/td> tenure<\/td> The Duration for which the loan is applied. After this duration, the loan is marked as due. (in days<\/em>)<\/td><\/tr> 4g.<\/td> terms<\/td> The Terms and Conditions that applied to the offer.<\/td><\/tr> 4h.<\/td> expiryDate<\/td> The Date and Time at which this offer becomes invalid.(UTC)<\/td><\/tr> 4i.<\/td> currency<\/td> The Currency Code of the Amount offered.<\/td><\/tr><\/tbody><\/table>\n\n\n\n <\/p>\n\n\n\n Sample Response (success)<\/h4>\n\n\n\n { \"responseCode\": \"00\", \"responseMessage\": \"Offers available\", \"offers\": [ { \"offerId\": \"FI12345\", \"amountOffered\": 1000000, \/\/ Ten thousand naira only \"interest\" : 12.5 \/\/ In percentage: 12.5% \"amountPayable\": 1250000, \/\/ Ten thousand, two hundred and fifty naira only \"tenure\": 30, \"expiryDate\": \"2017-05-30T16:49:12Z\" \"currency\": \"566\" } ] }<\/code><\/p>\n\n\n\n <\/p>\n\n\n\n Sample Response (failure)<\/h4>\n\n\n\n { \"responseCode\": \"01\", \"responseMessage\": \"You have an existing loan\", \"offers\": [] }<\/code><\/p>\n","protected":false},"author":169,"featured_media":0,"parent":2235,"menu_order":3,"comment_status":"open","ping_status":"closed","template":"","meta":{"spay_email":""},"doc_tag":[],"_links":{"self":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3758"}],"collection":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/users\/169"}],"replies":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/comments?post=3758"}],"version-history":[{"count":2,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3758\/revisions"}],"predecessor-version":[{"id":3760,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3758\/revisions\/3760"}],"up":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2235"}],"next":[{"title":"Accept Offers","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/channels\/accept-offers\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2245"}],"prev":[{"title":"Get Multiple Provider Offers","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/channels\/get-multiple-provider-offers\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3751"}],"wp:attachment":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/media?parent=3758"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/doc_tag?post=3758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}