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{"id":4059,"date":"2021-09-01T11:41:54","date_gmt":"2021-09-01T11:41:54","guid":{"rendered":"http:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/credit-score\/"},"modified":"2021-09-01T12:13:32","modified_gmt":"2021-09-01T12:13:32","slug":"credit-score","status":"publish","type":"docs","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/credit-score\/","title":{"rendered":"Credit score and Credit score history Api"},"content":{"rendered":"\n

<\/h2>\n\n\n\n

Get Credit Score<\/h3>\n\n\n\n

This endpoint returns the customer’s current credit score generated by the Credit Score Engine for the customer.<\/p>\n\n\n\n

<\/p>\n\n\n\n

Test Client id : IKIA9614B82064D632E9B6418DF358A6A4AEA84D7218 <\/strong><\/p>\n\n\n\n

Test Client Secret : XCTiBtLy1G9chAnyg0z3BcaFK4cVpwDg\/GTw2EmjTZ8=<\/strong> <\/p>\n\n\n\n

Request Base URL: https:\/\/sandbox.interswitchng.com\/credit-score-engine\/<\/h2>\n\n\n\n

Endpoint<\/strong><\/p>\n\n\n\n
GET \/v1\/credit-score?msisdn={customer msisdn}<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n

Headers<\/strong><\/p>\n\n\n\n
Headers:

Authorization: Bearer eyJhbGciOiJSUzI1NiJ9.eyJhdWQiOlsiY2Flc2FyIiwiY2FyZGxlc3Mtc2V…
<\/td><\/tr><\/tbody><\/table>\n\n\n\n
<\/h5>\n\n\n

<\/p>\n\n\n

Request Parameters<\/h4>\n\n\n\n
Field#<\/th>Field name<\/th>Data type<\/th>Max length<\/th>Required<\/th>Description<\/th><\/tr><\/thead>
1<\/td>msisdn<\/td>String<\/td>13<\/td>true<\/td>The Phone number(MSISDN) of the customer whose credit score we are trying to retrieve<\/td><\/tr><\/tbody><\/table>\n\n\n

<\/p>\n\n\n

<\/p>\n\n\n\n

Sample request<\/strong><\/p>\n\n\n\n
\/v1\/credit-score?msisdn=<\/code>2348123456789<\/td><\/tr><\/tbody><\/table>\n\n\n\n

Response Message  field description<\/h4>\n\n\n\n
Field#<\/th>Field name<\/th>Description<\/th><\/tr><\/thead>
1<\/td>responseCode<\/td>Response code from the API<\/td><\/tr>
2<\/td>responseMessage<\/td>The description of the response code<\/td><\/tr>
3<\/td>score<\/td>The numerical value of the generated credit score<\/td><\/tr>
4<\/td>dateCreated<\/td>The date the credit score was generated<\/td><\/tr><\/tbody><\/table>\n\n\n\n
Sample Response (success)<\/h5>\n\n\n\n
{
    “responseCode”: “00”,
    “responseDescription”: “Successful”,
    “creditScores”: [
        {
            “id”: 487,
            “msisdn”: “2348123456789”,
            “score”: “32”,
            “dateCreated”: “2020-09-04”
        }
    ]
} <\/td><\/tr><\/tbody><\/table>\n\n\n\n

Sample Response (failure)<\/p>\n\n\n\n
{<\/code>\"responseCode\"<\/code>:<\/code>\"4004\"<\/code>,<\/code>\"responseMessage\"<\/code>:<\/code>\"No Credit Score.\"<\/code>}<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n

Get Credit Score History<\/h3>\n\n\n\n

This endpoint returns the customer’s historical credit scores generated by the Credit Score Engine for the customer.<\/p>\n\n\n\n

Request Parameters<\/h4>\n\n\n\n
Field#<\/th>Field name<\/th>Data type<\/th>Max length<\/th>Required<\/th>Description<\/th><\/tr><\/thead>
1<\/td>msisdn<\/td>String<\/td>13<\/td>true<\/td>The Phone number(MSISDN) of the customer whose credit score we are trying to retrieve<\/td><\/tr>
2<\/td>
<\/td>

<\/td>

<\/td>

<\/td>

<\/td><\/tr>
3<\/td>
<\/td>

<\/td>

<\/td>

<\/td>

<\/td><\/tr><\/tbody><\/table>\n\n\n\n

Endpoint<\/strong><\/p>\n\n\n\n
GET \/v1\/credit-score\/history?msisdn={customer msisdn}<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n
Sample Request<\/h5>\n\n\n\n

Sample request<\/strong><\/p>\n\n\n\n
GET \/v1\/credit-score\/history?msisdn=<\/code>234123456789<\/td><\/tr><\/tbody><\/table>\n\n\n\n

Response Message  field description<\/h4>\n\n\n\n
Field#<\/th>Field name<\/th>Description<\/th><\/tr><\/thead>
1<\/td>responseCode<\/td>Response code from the API<\/td><\/tr>
2<\/td>responseMessage<\/td>The description of the response code<\/td><\/tr>
3<\/td>score<\/td>The numerical value of the generated credit score<\/td><\/tr>
4<\/td>dateCreated<\/td>The date the credit score was generated<\/td><\/tr>
5<\/td>msisdn<\/td>Customer phone number<\/td><\/tr><\/tbody><\/table>\n\n\n\n
Sample Response (success)<\/h5>\n\n\n\n
{<\/code>
\"responseCode\": \"00\",<\/code>
\"responseDescription\": \"Successful\",<\/code>
\"creditScores\": <\/code>
[<\/code>
{\"msisdn\": \"2348123456789\",<\/code>
\"score\": \"40\",<\/code>
\"dateCreated\": \"2018-07-10\"}<\/code>
,{\"msisdn\": \"<\/code> 2348123456789 \",<\/code>
\"score\": \"30\",<\/code>
\"dateCreated\": \"2018-07-05\"}]<\/code>
}<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n
Sample Response (failure)<\/h5>\n\n\n\n
{<\/code>\"responseCode\"<\/code>:<\/code>\"4004\"<\/code>,<\/code>\"responseMessage\"<\/code>:<\/code>\"No Credit Score.\"<\/code>}<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n

Response Codes<\/h3>\n\n\n\n
Response Code<\/th>Response Message<\/th><\/tr><\/thead>
00<\/td>Success<\/td><\/tr>
4004<\/td>No Credit Score<\/td><\/tr>

<\/td>

<\/td><\/tr>

<\/td>

<\/td><\/tr><\/tbody><\/table>\n\n\n\n

<\/a>
<\/p>\n\n\n\n

<\/p>\n","protected":false},"author":228,"featured_media":0,"parent":2232,"menu_order":7,"comment_status":"open","ping_status":"closed","template":"","meta":{"spay_email":""},"doc_tag":[],"_links":{"self":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/4059"}],"collection":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/users\/228"}],"replies":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/comments?post=4059"}],"version-history":[{"count":6,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/4059\/revisions"}],"predecessor-version":[{"id":4067,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/4059\/revisions\/4067"}],"up":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/2232"}],"next":[{"title":"Channel Provider Collections Only API","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/channel-provider-collections-only-api\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/4070"}],"prev":[{"title":"Hosted Fields","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/ils\/hosted-fields\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3998"}],"wp:attachment":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/media?parent=4059"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/doc_tag?post=4059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}