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{"id":4164,"date":"2021-11-10T12:57:30","date_gmt":"2021-11-10T12:57:30","guid":{"rendered":"http:\/\/sandbox.interswitchng.com\/docbase\/docs\/fintech-card-processing-spec-document\/api-specification\/debit\/"},"modified":"2022-06-20T12:29:12","modified_gmt":"2022-06-20T12:29:12","slug":"debit","status":"publish","type":"docs","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/fintech-card-processing-spec-document\/api-specification\/debit\/","title":{"rendered":"Debit"},"content":{"rendered":"\n

Request<\/strong><\/p>\n\n\n\n
POST \/debit<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n

Request attributes<\/h4>\n\n\n\n
Attribute<\/th>Type<\/th>Description<\/th>Required<\/th><\/tr><\/thead>
requestId<\/td>String<\/td>A unique id for every request sent across. Very necessary for the mac<\/td>True<\/td><\/tr>
walletId<\/td>String<\/td>The wallet id of the wallet to debit<\/td>True<\/td><\/tr>
amount<\/td>Long<\/td>The amount to be debited in minor.<\/td>True<\/td><\/tr>
transactionReference<\/td>String<\/td>The reference that can be used to retrieve any transaction<\/td>True<\/td><\/tr>
mac<\/td>String<\/td>The hash included in every request that is used to make sure the request is fromthe actual source it should be and has not been tampered with<\/td>True<\/td><\/tr>
transactionDateTime<\/td>LocalDateTime<\/td>This is the date and time the transaction occurred<\/td>False<\/td><\/tr>
terminalId<\/td>String<\/td>This is an identifier for the terminal the transaction came from<\/td>True<\/td><\/tr>
terminalType<\/td>String<\/td>A 2 digit string that defines the type of terminal.<\/td>True<\/td><\/tr>
merchantId<\/td>String<\/td>The merchant that accepted the card<\/td>True<\/td><\/tr>
acquiringInstitutionId<\/td>String<\/td>An id to identify the institution that acquired the transaction<\/td>False<\/td><\/tr>
currencyCode<\/td>String<\/td>A code that identifies the currency the transaction was done on<\/td>True<\/td><\/tr>
cardAcceptorNameLocation<\/td>String<\/td>The name and location of the card acceptor<\/td>True<\/td><\/tr>
rrn<\/td>String<\/td>This is the Retrieval Ref Number<\/td>True<\/td><\/tr>
stan<\/td>String<\/td>This is the System Trace Audit Number<\/td>True<\/td><\/tr><\/tbody><\/table>\n\n\n\n
Request Mac<\/h5>\n\n\n\n

The request mac is generated by concatenating the following attributes in the order which they occur, generate a HMAC using the shared private key and get the hex string of the result. More details about the MAC in section 1.0<\/p>\n\n\n\n

transactionReference<\/em><\/p>\n\n\n\n

requestId<\/em><\/p>\n\n\n\n

rrn<\/em><\/p>\n\n\n\n

stan<\/em><\/p>\n\n\n\n

walletId<\/em><\/p>\n\n\n\n

amount<\/em><\/p>\n\n\n\n

currencyCode<\/em><\/p>\n\n\n\n

Response atrributes<\/h4>\n\n\n\n
Attribute<\/th>Type<\/th>Description<\/th>Required<\/th><\/tr><\/thead>
requestId<\/td>String<\/td>A the request id that came with the request.<\/td>True<\/td><\/tr>
responseCode<\/td>String<\/td>The code that signifies the status of the operation.<\/td>True<\/td><\/tr>
amount<\/td>Long<\/td>The amount that came with the request.<\/td>True<\/td><\/tr>
transactionReference<\/td>String<\/td>The reference that came with the request<\/td>True<\/td><\/tr>
mac<\/td>String<\/td>The hash included in every response that is used to make sure the request is fromthe actual source it should be and has not been tampered with<\/td>True<\/td><\/tr><\/tbody><\/table>\n\n\n\n
Response Mac<\/h5>\n\n\n\n

The response mac is generated by concatenating the following attributes in the order which they occur, generate a HMAC using the shared private key and get the hex string of the result. More details about the MAC in section 1.0<\/p>\n\n\n\n

transactionReference<\/em><\/p>\n\n\n\n

requestId<\/em><\/p>\n\n\n\n

responseCode<\/em><\/p>\n\n\n\n

Sample requests<\/h4>\n\n\n\n

The sample requests for the debit only covers for 3 scenarios. It should be noted that the difference with a response from the other is just the response code. The response code table in section 4.0 can be used to know the response code that can be used for other scenarios that might not be covered in the sample requests.<\/p>\n\n\n\n

Successful<\/h5>\n\n\n\n

Request<\/strong><\/p>\n\n\n\n
{\"requestId\":\u00a0\"1\",\"walletId\":\u00a0\"1234567894\",<\/code>
\"amount\":\u00a0100,\"transactionReference\":\u00a0\"11123456789\",<\/code>
\"mac\":\"hexdigest\",\"transactionDateTime\":\u00a0\"2020-05-15T13:32:09\",<\/code>
\"terminalId\":\u00a0\"3IWPDVNA\",\"terminalType\":\u00a0\"21\",<\/code>
\"merchantId\":\u00a0\"WEBPAYDIRECTVNA\",<\/code>
\"acquiringInstitutionId\":\u00a0\"428051043\",<\/code>
\"currencyCode\":\u00a0\"566\",\"cardAcceptorNameLocation\":\u00a0\"MATRIX ENERGY LIMITE\u00a0\u00a0 LA\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 LANG\",<\/code>
\"rrn\"<\/code>\u00a0:\u00a0\"000111000111\",<\/code>
\"stan\"<\/code>\u00a0:\u00a0\"000018\"}<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n

Response<\/strong><\/p>\n\n\n\n
{<\/code>\"amount\"<\/code>: <\/code>100<\/code>,<\/code>\"responseCode\"<\/code>: <\/code>\"00\"<\/code>,<\/code>\"transactionReference\"<\/code>: <\/code>\"11123456789\"<\/code>,<\/code>\"requestId\"<\/code>: <\/code>\"1\"<\/code>,<\/code>\"mac\"<\/code>: <\/code>\"hexdigest\"<\/code>}<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n
Invalid mac<\/h5>\n\n\n\n

Request<\/strong><\/p>\n\n\n\n
{\"requestId\":\u00a0\"1\",\"walletId\":\u00a0\"1234567894\",\"amount\":\u00a01000,<\/code>
\"transactionReference\":\u00a0\"11123456789\",<\/code>
\"mac\":\u00a0\"hexdigest\",\"transactionDateTime\":\u00a0\"2020-05-15T13:32:09\",\"terminalId\":\u00a0\"3IWPDVNA\",\"terminalType\":\u00a0\"21\",<\/code>
\"merchantId\":\u00a0\"WEBPAYDIRECTVNA\",<\/code>
\"acquiringInstitutionId\":\u00a0\"428051043\",<\/code>
\"currencyCode\":\u00a0\"566\",\"cardAcceptorNameLocation\":\u00a0\"MATRIX ENERGY LIMITE\u00a0\u00a0 LA\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 LANG\",<\/code>
\"rrn\"<\/code>\u00a0:\u00a0\"000111000111\",<\/code>
\"stan\"<\/code>\u00a0:\u00a0\"000018\"}<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n

Response<\/strong><\/p>\n\n\n\n
{<\/code>\"amount\"<\/code>: <\/code>1000<\/code>,<\/code>\"responseCode\"<\/code>: <\/code>\"12\"<\/code>,<\/code>\"transactionReference\"<\/code>: <\/code>\"11123456789\"<\/code>,<\/code>\"requestId\"<\/code>: <\/code>\"1\"<\/code>,<\/code>\"mac\"<\/code>: <\/code>\"hexdigest\"<\/code>}<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n
Insufficient funds<\/h5>\n\n\n\n

Request<\/strong><\/p>\n\n\n\n
{\"requestId\":\u00a0\"1\",\"walletId\":\u00a0\"1234567894\",<\/code>
\"amount\":\u00a01000,\"transactionReference\":\u00a0\"11123456789\",<\/code>
\"mac\":\u00a0\"hexdigest\",<\/code>
\"transactionDateTime\":\u00a0\"2020-05-15T13:32:09\",<\/code>
\"terminalId\":\u00a0\"3IWPDVNA\",\"terminalType\":\u00a0\"21\",<\/code>
\"merchantId\":\u00a0\"WEBPAYDIRECTVNA\",<\/code>
\"acquiringInstitutionId\":\u00a0\"428051043\",<\/code>
\"currencyCode\":\u00a0\"566\",\"cardAcceptorNameLocation\":\u00a0\"MATRIX ENERGY LIMITE\u00a0\u00a0 LA\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 LANG\",<\/code>
\"rrn\"<\/code>\u00a0:\u00a0\"000111000111\",<\/code>
\"stan\"<\/code>\u00a0:\u00a0\"000018\"}<\/code><\/td><\/tr><\/tbody><\/table>\n\n\n\n

Response<\/strong><\/p>\n\n\n\n
{<\/code>\"amount\"<\/code>: <\/code>1000<\/code>,<\/code>\"responseCode\"<\/code>: <\/code>\"51\"<\/code>,<\/code>\"transactionReference\"<\/code>: <\/code>\"11123456789\"<\/code>,<\/code>\"requestId\"<\/code>: <\/code>\"1\"<\/code>,<\/code>\"mac\"<\/code>: <\/code>\"hexdigest\"<\/code>}<\/code><\/td><\/tr><\/tbody><\/table>\n","protected":false},"author":228,"featured_media":0,"parent":4162,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"spay_email":""},"doc_tag":[],"_links":{"self":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/4164"}],"collection":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/users\/228"}],"replies":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/comments?post=4164"}],"version-history":[{"count":7,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/4164\/revisions"}],"predecessor-version":[{"id":4293,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/4164\/revisions\/4293"}],"up":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/4162"}],"next":[{"title":"Reversal","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/fintech-card-processing-spec-document\/api-specification\/reversal\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/4167"}],"wp:attachment":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/media?parent=4164"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/doc_tag?post=4164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}