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{"id":813,"date":"2017-07-24T13:45:03","date_gmt":"2017-07-24T13:45:03","guid":{"rendered":"http:\/\/sandbox.interswitchng.com\/docbase\/docs\/quickteller-sva\/funds-transfer\/"},"modified":"2021-05-24T09:47:52","modified_gmt":"2021-05-24T09:47:52","slug":"funds-transfer","status":"publish","type":"docs","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/quickteller-sva\/funds-transfer\/","title":{"rendered":"Funds Transfer"},"content":{"rendered":"

This method is used to perform Quickteller Funds Transfer<\/p>\n

HTTP Method:<\/strong> POST
Resource Url:<\/strong> https:\/\/sandbox.interswitchng.com\/api\/v2\/quickteller\/payments\/transfers<\/a>
Communication:<\/strong> Requests will be sent over the REST protocol<\/p>\n

Headers<\/h1>\n

Please refer to attached document to learn how to compute the required headers for authentication.<\/p>\n

ISA01000I Interswitch Services API Specification<\/a><\/p>\n

Authentication Headers<\/h1>\n
\n\n\n\n
Content Type:<\/strong>application\/json
Authorization:<\/strong>InterswitchAuth SUifhfjdbxbkfhj132hdfhjshfjhsv
Signature:<\/strong> kuTwggg\/3gdgdghs=
Timestamp:<\/strong> 1434455667788
Nonce:<\/strong>7333394444423754333
SignatureMethod<\/strong>:SHA1
TerminalID:<\/strong> 3DMO0001<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n


Request Parameters<\/h1>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Fields<\/strong><\/td>\nM\/O<\/strong><\/td>\nLength<\/strong><\/td>\nFormat<\/strong><\/td>\nDescription<\/strong><\/td>\n<\/tr>\n
Initiating Entity Code<\/td>\nM<\/td>\n<=5<\/td>\nAlphanumeric<\/td>\nClient Entity Code issued by Interswitch<\/td>\n<\/tr>\n
 TransferCode<\/td>\nM<\/td>\n<=12<\/td>\n Numeric<\/td>\n Unique Transfer code generated on Client’s system and sent in DoTransfer request. 4 digit transfer code prefix will be provided by Interswitch.<\/td>\n<\/tr>\n
Sender<\/strong><\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
Lastname<\/td>\nM<\/td>\n<=50<\/td>\nAlphanumeric<\/td>\nSender Last name<\/td>\n<\/tr>\n
Othernames<\/td>\nM<\/td>\n<=50<\/td>\nAlphanumeric<\/td>\nOther names of Sender<\/td>\n<\/tr>\n
Email<\/td>\nO<\/td>\n<=50<\/td>\nAlphanumeric<\/td>\nEmail Address of Sender (Mandatory if customer should receive notification)<\/td>\n<\/tr>\n
Phone<\/td>\nO<\/td>\n<=25<\/td>\nAlphanumeric<\/td>\nPhone Number of sender (Mandatory if customer should receive notification)<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
Beneficiary<\/strong><\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
Lastname<\/td>\nM<\/td>\n<=50<\/td>\nAlphanumeric<\/td>\nSender Last name<\/td>\n<\/tr>\n
Othernames<\/td>\nM<\/td>\n<=50<\/td>\nAlphanumeric<\/td>\nOther names of Sender<\/td>\n<\/tr>\n
Email<\/td>\nO<\/td>\n<=50<\/td>\nAlphanumeric<\/td>\nEmail Address of Sender (Mandatory if customer should receive notification)<\/td>\n<\/tr>\n
Phone<\/td>\nO<\/td>\n<=25<\/td>\nAlphanumeric<\/td>\nPhone Number of sender (Mandatory if customer should receive notification)<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
Initiation Amount<\/td>\nM<\/td>\n <\/td>\nNumeric<\/td>\nAmount to be sent to the beneficiary in small denomination. Initiation Amount and Termination amount should be the same.<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
Initiation Channel<\/td>\nM<\/td>\n <\/td>\nNumeric<\/td>\nSee Payment channel in Appendix<\/a>.

<\/p>\n

Channel must always be 7<\/strong>.<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
InitiationPaymentMethodCode<\/td>\nM<\/td>\n2<\/td>\nAlphanumeric<\/td>\nPayment Method Code of where transfer is being initiated from.

<\/p>\n

InitiationPaymentMethodCodemust always be CA<\/strong>.<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
InitiationCurrencyCode<\/td>\nM<\/td>\n3<\/td>\nAlphanumeric<\/td>\nISO 4217 standard currency code<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
TerminatingPaymentMethodCode<\/td>\nM<\/td>\n2<\/td>\nAlphanumeric<\/td>\nOne of the payment method codes for where the transfer is to be terminated.

<\/p>\n

TerminatingPaymentMethodCode must always be AC<\/strong>.<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
TerminatingAmount<\/td>\nM<\/td>\n <\/td>\nNumeric<\/td>\nAmount that will be received by beneficiary in small denomination<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
TerminatingCurrencyCode<\/td>\nM<\/td>\n3<\/td>\nAlphanumeric<\/td>\nISO 4217 standard currency code<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
TerminatingCountryCode<\/td>\nM<\/td>\n2<\/td>\nAlphanumeric<\/td>\nISO 4217 standard currency code<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
TerminatingAccountNumber<\/td>\nM<\/td>\n<=50<\/td>\nAlphanumeric<\/td>\nAccount number\/Card number of beneficiary. Account Number should be the 10 digits Nuban Account Number of the beneficiary.<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
TerminatingAccountType<\/td>\nM<\/td>\n2<\/td>\nAlphanumeric<\/td>\nFor bank accounts only.

<\/p>\n

10 = Savings account<\/p>\n

20 = Current Account<\/p>\n

00 = default value \/ not sure<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
TerminatingEntityCode<\/td>\nM<\/td>\n<=5<\/td>\nalphanumeric<\/td>\nCode of bank\/agent where transfer should be collected<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
TerminatingEntityLocationCode<\/td>\nO<\/td>\n<=5<\/td>\nAlphanumeric<\/td>\nCode of bank\/agent location where transfer should be collected, For cash receivable transfers only.<\/td>\n<\/tr>\n
TerminatingStateCode<\/td>\nO<\/td>\n<=5<\/td>\nAlphanumeric<\/td>\nState where the transfer can be collected, For cash receivable transfers only.<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
CashReceivableTypeCode<\/td>\nO<\/td>\n2<\/td>\nAlphanumeric<\/td>\nFor cash receivable transfers only.<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
IdentificationTypeCode <\/span><\/td>\nO<\/td>\n2<\/td>\nAlphanumeric<\/td>\nFor cash receivable transfers only.<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
MAC<\/td>\nM<\/td>\n <\/td>\n <\/td>\nMessage authentication code, for message integrity. Should be computed with SHA512 algorithm of the string in Request MAC fields below<\/td>\n<\/tr>\n
 <\/td>\n <\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

 <\/h1>\n

Request MAC Computation<\/h1>\n

MAC should be computed with SHA512 algorithm of the string below:<\/p>\n

macCipher = InitiatingAmount <\/strong>+ <\/strong>InitiatingCurrencyCode + <\/strong>InitiatingPaymentMethodCode + <\/strong>TerminatingAmount + <\/strong>TerminatingCurrencyCode
+ <\/strong>TerminatingPaymentMethodCode + <\/strong>TerminatingCountryCode<\/strong><\/p>\n

MAC = SHA512(macCipher)<\/p>\n

Funds Transfer Request<\/h1>\n
\n
Sample Request<\/b><\/div>\n
\n
\n
{<\/div>\n
  “mac”: “9f4e4f53c57be63e1f08d8f07a7bc1a9461e4a7d5304043daa1ef54bd727b6cde148f4fbfc5e2ad8c4a60f78dfa76304de671fbeb70657b1628f14b6b6baa5e1”,<\/div>\n
  “beneficiary”: {<\/div>\n
    “lastname”: “Test”,<\/div>\n
    “othernames”: “Transfer”<\/div>\n
  },<\/div>\n
  “initiatingEntityCode”: “DMO”,<\/div>\n
  “initiation”: {<\/div>\n
    “amount”: “100000”,<\/div>\n
    “channel”: “7”,<\/div>\n
    “currencyCode”: “566”,<\/div>\n
    “paymentMethodCode”: “CA”<\/div>\n
  },<\/div>\n
  “sender”: {<\/div>\n
    “email”: “testtransfer@test.com”,<\/div>\n
    “lastname”: “Testing”,<\/div>\n
    “othernames”: “Test”,<\/div>\n
    “phone”: “0732246413”<\/div>\n
  },<\/div>\n
  “termination”: {<\/div>\n
    “accountReceivable”: {<\/div>\n
      “accountNumber”: “0014261063”,<\/div>\n
      “accountType”: “10”<\/div>\n
    },<\/div>\n
    “amount”: “100000”,<\/div>\n
    “countryCode”: “NG”,<\/div>\n
    “currencyCode”: “566”,<\/div>\n
    “entityCode”: “058”,<\/div>\n
    “paymentMethodCode”: “AC”<\/div>\n
  },<\/div>\n
  “transferCode”: “145334232423423”<\/div>\n
}<\/div>\n<\/div>\n<\/div>\n<\/div>\n

 <\/h2>\n

Funds Transfer Response<\/h1>\n

A HTTP response code 200 is sent back for a success
Response Parameters<\/p>\n

\n\n\n\n\n\n\n\n
Field<\/strong><\/td>\nDescription<\/strong><\/td>\n <\/td>\n<\/tr>\n
ResponseCode<\/td>\nResponse Code<\/td>\n <\/td>\n<\/tr>\n
MAC<\/td>\nResponse MAC<\/td>\n <\/td>\n<\/tr>\n
TransactionReference<\/td>\nUnique Transaction reference generated by Interswitch<\/td>\n <\/td>\n<\/tr>\n
TransactionDate

<\/p>\n

ResponseCodeGrouping<\/p>\n<\/td>\n

Date and Time of Transaction

<\/p>\n

A response of status is returned (SUCCESS, FAILED, or PENDING)<\/p>\n<\/td>\n

 <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n


Response MAC Fields<\/h1>\n

ResponseCodeTransactionReferenceTransferCode
HTTP 200<\/p>\n

\n
Sample Response<\/b><\/div>\n
\n
{\n \"ResponseCode\": 90000,\n \"ResponseCodeGrouping\": \"SUCCESSFUL\",\n \"TransactionReference\": \"UYU|LOC|CA|UBA|AC|180876100046|JNCYUPYN\",\n \"Pin\": \"\",\n \"TransferCode\": 182890812522,\n \"MAC\": \"F87BC044A5TYHG5BD9AC41CA005065D7391CB3F173F85B4POI8FF7A79DC5A37BE105C1BD8653B850FD68BA803D976AA8E91F0A6285398UYT279847F60D58F4C0\",\n \"TransactionDate\": \"18\/Sep\/2018 10:00:46\"\n}<\/pre>\n<\/div>\n<\/div>\n\n\n

<\/p>\n\n\n\n

NOTE: <\/strong>Kindly ensure the QueryTransaction request is made no earlier than 360secs after DoTransfer response has been received or the timeout period has elapsed. Also, ensure your request timeout is set to a minimum of 60secs for DoTransfer calls<\/em>.<\/font><\/p>\n","protected":false},"author":169,"featured_media":0,"parent":804,"menu_order":9,"comment_status":"closed","ping_status":"closed","template":"","meta":{"spay_email":""},"doc_tag":[],"_links":{"self":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/813"}],"collection":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/users\/169"}],"replies":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/comments?post=813"}],"version-history":[{"count":25,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/813\/revisions"}],"predecessor-version":[{"id":3834,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/813\/revisions\/3834"}],"up":[{"embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/804"}],"next":[{"title":"Query Transaction","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/quickteller-sva\/query-transaction\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/814"}],"prev":[{"title":"Name Enquiry","link":"https:\/\/sandbox.interswitchng.com\/docbase\/docs\/quickteller-sva\/name-enquiry\/","href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/docs\/3080"}],"wp:attachment":[{"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/media?parent=813"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/sandbox.interswitchng.com\/docbase\/wp-json\/wp\/v2\/doc_tag?post=813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}