| Row | Format | Description |
| 1 | Batch_Reference , Batch_Description , Is_Single_Debit , Terminal_Id | Batch header information |
| 2 | SECURE_DATA, Source_Account_Number , Source_Account_Type , Bank_Cbn_Code , ENCRYPTED_PIN, Mac_Data | Secure card data |
| 3 to n | PaymentRef , Amount , Narration, BeneficiaryCode, Beneficiary_Email, Beneficiary_Bank_Cbn_Code , Beneficiary_Account, Beneficiary_Account_Type , IS_PrepaidLoad, Currency_Code, Beneficiary_Name, Mobile_Number | Consists of payment information up until the second to the last row. |
| Column | Compulsory |
|---|---|
| Batch_Reference | Yes |
| Batch_Description | Yes |
| Is_Single_Debit | Yes |
| Terminal_ID | Yes |
| SECURE_DATA | No. (optional if the corporate has an account configured in autopay) |
| SOURCE_ACCOUNT_NUMBER | Yes |
| SOURCE_ACCOUNT_TYPE | Yes |
| ENCRYPTED_PIN | No. (optional if the corporate has an account configured in autopay) |
| MAC_DATA | Yes. |
| PaymentRef | Yes |
| AMOUNT | Yes. |
| BENEFICIARY_CODE | Yes |
| BENEFICIARY_EMAIL | Yes |
| BANK_CBN_CODE | Yes. |
| DESTINATION_ACCOUNT | Yes. |
| ACCOUNT_TYPE | Yes. |
| IS_PrepaidLoad | Yes. |
| CURRENCY_CODE | Yes |
| Beneficiary_Name | Yes |
| Beneficiary_Phone_Number | No. |
| Narration | Yes |
IN File Sample: in_file_sample