Find below merchant details needed to perform transactions. Please note details vary based on the fee being used.

Kindly make use of the category that relates to your integration.

 

1.5% Fee PayDIRECT WEB Merchant Details Table - Category 1 (NO SPLIT XML)

1.5% to a cap of N2,000 Fee PayDIRECT WEB Merchant Details Table for a Category 1 merchant
(Maximum transaction amount N1,000,000)

Field Name	Expected Value	Comments
product_id	6204
pay_item_id	103
Mac Key	E187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4

1.5% Fee PayDIRECT WEB Merchant Details Table - Category 1 (SPLIT XML Enabled)

1.5% to a cap of N2,000 Fee PayDIRECT WEB Merchant Details Table for a Category 1 merchant
(Maximum transaction amount N1,000,000)

Field Name	Expected Value	Comments
product_id	6204
pay_item_id	101
Mac Key	E187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4

1.5% Fee PayDIRECT WEB Merchant Details Table - Category 3 (NO SPLIT XML)

1.5% to a cap of N2,000 Fee PayDIRECT WEB Merchant Details Table for a Category 3 merchant
(Maximum transaction amount N250,000)

Field Name	Expected Value	Comments
product_id	6204
pay_item_id	104
Mac Key	E187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4

1.5% Fee PayDIRECT WEB Merchant Details Table - Category 4 (NO SPLIT XML)

1.5% to a cap of N2,000 Fee PayDIRECT WEB Merchant Details Table for a Category 4 merchant
(Maximum transaction amount N20,000)

Field Name	Expected Value	Comments
product_id	6204
pay_item_id	105
Mac Key	E187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4

0.75% Fee PayDIRECT WEB Merchant Details Table - Category 1 (SPLIT XML Enabled)

0.75% to a cap of N1,000 Fee PayDIRECT WEB Merchant Details Table for a Category 1 merchant
(Maximum transaction amount N1,000,000)

Field Name	Expected Value	Comments
product_id	6204
pay_item_id	102
Mac Key	E187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4

1% Fee PayDIRECT WEB Merchant Details Table - Category 3 (SPLIT XML Enabled)

1% to a cap of N1,000 Fee PayDIRECT WEB Merchant Details Table for a Category 1 merchant
(Maximum transaction amount N250,000)

Field Name	Expected Value	Comments
product_id	6204
pay_item_id	106
Mac Key	E187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4