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Test Merchant Details

Find below merchant details needed to perform transactions. Please note details vary based on the fee being used.

Kindly make use of the category that relates to your integration.

 

1.5% Fee PayDIRECT WEB Merchant Details Table - Category 1 (NO SPLIT XML)

1.5% to a cap of N2,000 Fee PayDIRECT WEB Merchant Details Table for a Category 1 merchant
(Maximum transaction amount N1,000,000)
Field NameExpected ValueComments
product_id6204
pay_item_id103
Mac KeyE187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4

1.5% Fee PayDIRECT WEB Merchant Details Table - Category 1 (SPLIT XML Enabled)

1.5% to a cap of N2,000 Fee PayDIRECT WEB Merchant Details Table for a Category 1 merchant
(Maximum transaction amount N1,000,000)
Field NameExpected ValueComments
product_id6204
pay_item_id101
Mac KeyE187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4

1.5% Fee PayDIRECT WEB Merchant Details Table - Category 3 (NO SPLIT XML)

1.5% to a cap of N2,000 Fee PayDIRECT WEB Merchant Details Table for a Category 3 merchant
(Maximum transaction amount N250,000)
Field NameExpected ValueComments
product_id6204
pay_item_id104
Mac KeyE187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4

1.5% Fee PayDIRECT WEB Merchant Details Table - Category 4 (NO SPLIT XML)

1.5% to a cap of N2,000 Fee PayDIRECT WEB Merchant Details Table for a Category 4 merchant
(Maximum transaction amount N20,000)
Field NameExpected ValueComments
product_id6204
pay_item_id105
Mac KeyE187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4

0.75% Fee PayDIRECT WEB Merchant Details Table - Category 1 (SPLIT XML Enabled)

0.75% to a cap of N1,000 Fee PayDIRECT WEB Merchant Details Table for a Category 1 merchant
(Maximum transaction amount N1,000,000)
Field NameExpected ValueComments
product_id6204
pay_item_id102
Mac KeyE187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4

1% Fee PayDIRECT WEB Merchant Details Table - Category 3 (SPLIT XML Enabled)

1% to a cap of N1,000 Fee PayDIRECT WEB Merchant Details Table for a Category 1 merchant
(Maximum transaction amount N250,000)
Field NameExpected ValueComments
product_id6204
pay_item_id106
Mac KeyE187B1191265B18338B5DEBAF9F38FEC37B170FF582D4666DAB1F098304D5EE7F3BE15540461FE92F1D40332FDBBA34579034EE2AC78B1A1B8D9A321974025C4
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