| 00 | Approved by Financial Institution |
|---|---|
| 01 | Refer to Financial Institution |
| 02 | Refer to Financial Institution, Special Condition |
| 03 | Invalid Merchant |
| 04 | Pick-up card |
| 05 | Do Not Honor |
| 06 | Error |
| 07 | Pick-Up Card, Special Condition |
| 08 | Honor with Identification |
| 09 | Request in Progress |
| 10 | Approved by Financial Institution |
| 11 | Approved by Financial Institution |
| 12 | Invalid Transaction |
| 13 | Invalid Amount |
| 14 | Invalid Card Number |
| 15 | No Such Financial Institution |
| 16 | Approved by Financial Institution, Update Track 3 |
| 17 | Customer Cancellation |
| 18 | Customer Dispute |
| 19 | Re-enter Transaction |
| 20 | Invalid Response from Financial Institution |
| 21 | No Action Taken by Financial Institution |
| 22 | Suspected Malfunction |
| 23 | Unacceptable Transaction Fee |
| 24 | File Update not Supported |
| 25 | Unable to Locate Record |
| 26 | Duplicate Record |
| 27 | File Update Field Edit Error |
| 28 | File Update File Locked |
| 29 | File Update Failed |
| 30 | Format Error |
| 31 | Bank Not Supported |
| 32 | Completed Partially by Financial Institution |
| 33 | Expired Card, Pick-Up |
| 34 | Suspected Fraud, Pick-Up |
| 35 | Contact Acquirer, Pick-Up |
| 36 | Restricted Card, Pick-Up |
| 37 | Call Acquirer Security, Pick-Up |
| 38 | PIN Tries Exceeded, Pick-Up |
| 39 | No Credit Account |
| 40 | Function not Supported |
| 41 | Lost Card, Pick-Up |
| 42 | No Universal Account |
| 43 | Stolen Card, Pick-Up, Stolen Card, Pick-Up |
| 44 | No Investment Account |
| Z1(46) | Wrong login details on payment page attempting to login to QT |
| 51 | Insufficient Funds |
| 52 | No Check Account |
| 53 | No Savings Account |
| 54 | Expired Card |
| 55 | Incorrect PIN |
| 56 | No Card Record |
| 57 | Transaction not Permitted to Cardholder |
| 58 | Transaction not Permitted on Terminal |
| 59 | Suspected Fraud |
| 60 | Contact Acquirer |
| 61 | Exceeds Withdrawal Limit |
| 62 | Restricted Card |
| 63 | Security Violation |
| 64 | Original Amount Incorrect |
| 65 | Exceeds withdrawal frequency |
| 66 | Call Acquirer Security |
| 67 | Hard Capture |
| 68 | Response Received Too Late |
| 75 | PIN tries exceeded |
| 76 | Reserved for Future Postilion Use |
| 77 | Intervene, Bank Approval Required |
| 78 | Intervene, Bank Approval Required for Partial Amount |
| 90 | Cut-off in Progress |
| 91 | Issuer or Switch Inoperative |
| Z1(92) | Routing Error. |
| 93 | Violation of law |
| 94 | Duplicate Transaction |
| 95 | Reconcile Error |
| 96 | System Malfunction |
| 98 | Exceeds Cash Limit |
| Z0 | Transaction Not Completed |
| Z4 | Integration Error |
| Z1 | Transaction Error |
| Z1(46) | Wrong login details on payment page attempting to login to QT |
| Z1 (XM1) | Suspected Fraudulent Transaction |
| Z5 | Duplicate Transaction Reference |
| Z6 | Customer Cancellation |
| Z25 | Transaction not Found. Transaction you are querying does not exist on WebPAY |
| Z30 | Cannot retrieve risk profile |
| Z61 | Payment Requires Token. OTP Cancellation |
| Z62 | Request to Generate Token is Successful |
| Z63 | Token Not Generated. Customer Not Registered on Token Platform |
| Z64 | Error Occurred. Could Not Generate Token |
| Z65 | Payment Requires Token Authorization |
| Z66 | Token Authorization Successful |
| Z67 | Token Authorization Not Successful. Incorrect Token Supplied |
| Z68 | Error Occurred. Could Not Authenticate Token |
| Z69 | Customer Cancellation Secure3D |
| Z70 | Cardinal Authentication Required |
| Z71 | Cardinal Lookup Successful |
| Z72 | Cardinal Lookup Failed / means the card didnt not exist on cardinal |
| Z73 | Cardinal Authenticate Successful |
| Z74 | Cardinal Authenticate Failed |
| Z8 | Invalid Card Details |
| Z81 | Bin has not been configured |
| Z82 | Merchant not configured for bin |
| Z9 | Cannot Connect to Passport Service |
| Z15 | Cannot Connect to Payphone Service |
| Z16 | Cannot Connect to Loyalty Service |
| A3 | Database Error |
| A9 | Incorrect Phone Number |
| X04 | Minimum Amount for Payment Item Not Met |
| X03 | Exceeds Maximum Amount Allowed |
| Z1 (X10) | 3d Secure Authenticate failed |
| T0 | Token Request Successful |
| T1 | Token Request Failed |
| T2 | Token Authentication Pending |
| S0 | TimeOut calling postilion service |
| S1 | Invalid response from Postilion Service |
| XG0 | Cannot Retrieve Collections Account |
| XG1 | Successfully Retrieved Collections Account |
| XG2 | Could not retrieve collections account from key store |
| PC1 | Could not retrieve prepaid card number from key store |
| XS1 | Exceeded time period to completed transaction |
| XNA | No acquirer found for mutli acquired payable |
| AE1 | Auto enrollment balance enquiry failed |
| AE2 | Auto enrollment account number and phone number validation failed |
| AE3 | Auto enrollment cannot add card to Safe token |
| AE4 | Auto enrollment error occurred |
| E10 | Missing service identifier: You have not specify a service provider for this request, please specify a valid service identifier. |
| E11 | Missing transaction type: You have not specify a transaction type for this request, please specify a valid transaction type |
| E12 | Missing authentication credentials. Security token header might be missing. |
| E18 | The service provider is unreachable at the moment |
| E19 | An invalid response was received from remote host, please contact system administrator. |
| E20 | Request as timed out |
| E21 | An unknown error has occurred, please contact system administrator. |
| E34 | System busy |
| E42 | invalid auth data error. Pan or expiry date is empty. |
| E43 | "PIN cannot be empty" |
| E48 | Invalid OTP identifier code |
| E49 | Invalid AuthDataVersion code |
| E54 | Could not get response from HSM |
| E56 | The PAN contains an invalid character |
| E57 | The PIN contains an invalid character |
| E60 | Invalid merchant code |
| E61 | Invalid payable code |
| 20021 | No hash at all/no hash in requery |
| 20031 | Invalid value for ProductId (in request or REQUERY) / amount miust be supplied |
| 20050 | Hash computation wrong/no hash in payment request |