Payment with token enables you to perform payment transactions using the token and token expiry returned by Purchase with OTP and Card Validation transactions. This token and token expiry are used in place of the card PAN and card expiry date. Thus, a known customer will not be required to supply a card PAN and expiry date to complete a transaction.

Kindly note the difference between normal purchase and purchase with token is the use of token and token expiry in place of card PAN and card expiry date in authdata computation. The cardholder will only be required to supply CVV and PIN to process the card for the transaction.