Accept Offer

This Endpoint is to accept a loan offer. On calling this endpoint, the service will mark an offer as accepted and then notify the provider of this decision while providing them with the account details of the customer.

Request Message description

Field #	Field name	Data type	Required	Description
1	customerId	String	true	The Mobile Number of the Customer.
3	debitMethod	Object		The Object containing the properties of the Card to be debited when the loan is due. The account tied to the card will also be credited
3a.	authData	String	false	The AuthData of the Card to be debited and account to be credited. It is the encryption of the Card PAN, Expiry Date, PIN, and CVV.
4	channelCode	String	true	The Code of the Channel from which this request is being sent.
5	providerCode	String	true	The Code of the provider from which this offer was retrieved.

Endpoint

POST /v2/offers/{offerId}/accept

Sample Request Three

{

"customerId": "2348123456789",

"channelCode": "0002",

"providerCode": "ABCREDIT",

"debitMethod": {

"authData": "NQkmlsofwtUI/h8M9jN8xYjCYRmzdIfM/v2X2q9eVjnu

U75E31MPKTYYlinxuzSthjY0C1S2i4+A0vyAAFwth6sJx6p9ekp9H4hsiO3iG+x

587KqVwhBY5DC76oArxINzzxP4F09Aw/a527jVb4Agx5aTDQiyAKV8WSTzjHY7KH8XB2

/lI+WwUEOhs49yCRPXh+tXJCGdefZgZYFyI09WNp2w8AWDQUZvRpzPFzS09QAeiI4qWu

FZ01F/HAF4D09I8Gg+61lWwclw4zcPLXWB17zzb/BrMZcjJvyrouCbbn6n7zaUqyFG4H

4r3NTRAcuVxCnDCC2wjRO9ZRq2la4lA=="

}

}}

Response Message field description

Field #	Field name	Description
1	responseCode	The Code representing the result of the request processing.
2	responseMessage	The Description of the responseCode.

Sample Response (success)

{
    "responseCode": "00",
    "responseMessage": "Transaction successful. Account would be credited shortly",
    "loanId" : "23467881"
}

Sample Response (failure)

{
    "responseCode": "96",
    "responseMessage": "Oops. Something went wrong. Please try again later"
}

Request Message description

Sample Response (success)

Sample Response (failure)

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