1. Home
  2. Interswitch lending Service
  3. Interswitch lending Service (ILS Calls to Providers)
  4. Accept Offer for Salary Lending

Accept Offer for Salary Lending

Accept Offer for Salary Lending

During the Accept Offer processing, a request will be sent from Interswitch Lending Service to Provider to notify them of the User’s decision. The Request and Response format expected are as follows:

Request Message Description

Field#Field nameData typeMax lengthRequiredDescription
1customerIdString50trueThe Email or Mobile Number of the User who is accepting this offer.
2offerIdString50trueThe Id of the Offer that is being accepted. This is the Id that was returned by the provider during “Get Offers” call to them.
3accountNumberNumeric String20trueThe Account Number to which the loan is to be credited.
4bankCodeNumeric String3trueThe CBN Bank Code of the Bank holding the Account. E.g 076
5tokenNumeric String20trueThe Payment Card token from which the loan debt will be taken after the due date.
6loanReferenceIdString50trueA unique identifier assigned to the loan.
7borrowerNameString50trueThe customer’s name
8accountNameString50trueThe customer’s account name
9companyNameString100trueThe customer’s company name
10phoneNumberString20trueThe phone number of the customer in 234 format
11bvnString11falseThe customer’s BVN
12 tenure int fales The duration of loan
13amountdouble The amount specified for Loan
14 amountPayable long The payable amount after loan collection which include loanAmount + interest
15interest double The interest amount on loan collected.


POST /endpoint goes here. The Provider is expected to provide this and configured on the ILS Platform.
Sample Request

Sample request

"customerId": "2348123456789",
"offerId": "8288948",
"accountNumber": "0123456789",
"bankCode": "011",
"token": "5123450558220138603",
"borrowerName": "John Ade",
"accountName": "John Ade Umaru",
"companyName": "ABC and Co",
"phoneNumber": "23480600",
"bvn": "1234567890"

Response Message  field description

Field#Field nameDescription
1responseCodeThe Code representing the status of the processing of the request. It shows whether the request to accept the offer is allowed or not.
2responseMessageThe Description of the Response Code from above.
3loanIdThe Id of the accepted loan from the provider
Sample Response (success)

Sample Response (failure)
{"responseCode""4002","responseMessage""Offer has expired."}
Was this article helpful to you? Yes No

How can we help?