Accept Tenured Offer | Interswitch DocBase

Accept Tenured Offer —Channels Implementation

This Endpoint is to accept a loan offer. On calling this endpoint, the service will mark an offer as accepted and then notify the provider of this decision while providing them with the account details of the customer.

Request Message description

Field #	Field name	Data type	Required	Description
1	customerId	String	true	The Email or Mobile Number of the Customer.
2	debitMethod	Object		The Object containing the properties of the Card to be debited when the loan is due. This is required when the debitMethodId is not provided.
3a.	identifier	String	false	The Payment Method Identifier (GUID) of the Card to be debited.
3b.	authData	String	false	The AuthData of the Card to be debited. This is only provided when the Card to be debited doesn’t have all the required details. It is the encryption of the Card PAN or Identifier, Expiry Date, PIN, and CVV.
4	providerCode	String	true	The Code of the provider from which this offer was retrieved.
5	merchantCode	String	true	The merchant identifier

Endpoint

POST /tenured-offers/{offerId}/accept

Headers

Sample Requests

Sample Request One

{
    "customerId": "2348123456789",
    "providerCode": "ABCREDIT",
    "merchantCode" : "MX1049",
    "debitMethod": {
        "identifier": "ADA4C1FFE6DE40C584ABD3CBAFDA0D08"
    }
}

Sample Request Two

{
    "customerId": "2348123456789",
    "providerCode": "ABCREDIT",
    "merchantCode" : "MX1049",
    "debitMethod": {
        "identifier": "ADA4C1FFE6DE40C584ABD3CBAFDA0D08",
        "authData": "OjlDC8aB24QNtbc654TAmTC7s/J4WG7LVf3HursqxMj9Kx0iMLWg8chKuQrB3E4SaBoegl
7znXDTZ0QTwS+gr5IrFX+7LplB5My/eJ9a3VgY7SL9izhXWPowDIT7y2SZzgJIpYgGp2bTKZcDO0vUPREV/0NMxPOktx
FlXHKkeYe3nn2WrP877Tw09XCN4eZfe7M5dD4wdb0IRcMktHCdbbdyZa60UTkxhTDWk9t5Nm3opWda5zV+ERQhgpod99rG61odZE0brQ9iGf5KPYmaoyn
fL00I6CQYjnANoEnjOTh5Kt7uhaRrhUSk9zKIV4woME8LXetvdvQUee+ZXcbXPg=="
    }
}

Sample Request Three

{
    "customerId": "2348123456789",
    "providerCode": "ABCREDIT",
    "merchantCode" : "MX1049",
    "debitMethod": {
        "authData": "NQkmlsofwtUI/h8M9jN8xYjCYRmzdIfM/v2X2q9eVjnuU75E31MPKTYYlinxuzSth
jY0C1S2i4+A0vyAAFwth6sJx6p9ekp9H4hsiO3iG+x587KqVwhBY5DC76oArxINzzxP4F09Aw/a527jVb4Agx5aTDQiyAKV8WSTzjHY7KH8XB2/lI+WwUEOhs49yC
RPXh+tXJCGdefZgZYFyI09WNp2w8AWDQUZvRpzPFzS09QAeiI4qWuFZ01F/HAF4D09I8Gg+61lWwclw4zcPLXWB17zzb/BrMZcjJvyrouCbbn6n7zaUqy
FG4H4r3NTRAcuVxCnDCC2wjRO9ZRq2la4lA=="
    }
}

Response Message field description

Field #	Field name	Description
1	responseCode	The Code representing the result of the request processing.
2	responseMessage	The Description of the responseCode.

Sample Response (success)

{
    "responseCode": "00",
    "responseMessage": "Transaction successful. Account would be credited shortly",
    "loanId" : "2389000"
}

Sample Response (failure)

{
    "responseCode": "96",
    "responseMessage": "Oops. Something went wrong. Please try again later"
}